First-Party Insurance

/ˈfɜːrst-ˈpɑːrti ɪnˈʃʊərəns/

Definitions

  1. (n.) Insurance coverage that protects the policyholder against losses to their own property or interests.
    The homeowner filed a claim under their first-party insurance after the fire damaged the house.

Forms

  • first-party insurance

Commentary

First-party insurance specifically covers the insured’s own losses, distinguishing it from third-party insurance which covers liability to others.

This glossary is for general informational and educational purposes only. Definitions are jurisdiction-agnostic but reflect terminology and concepts primarily drawn from English and American legal traditions. Nothing herein constitutes legal advice or creates a lawyer-client relationship. Users should consult qualified counsel for advice on specific matters or jurisdictions.

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