Third-Party Insurance

/ˈθɜrdˌpɑrti ɪnˈʃʊərəns/

Definitions

  1. (n.) An insurance policy that protects the insured against claims made by a third party for losses or damages caused by the insured's actions.
    The driver’s third-party insurance covered the damages to the other vehicle after the accident.
  2. (n.) A mandatory insurance in many jurisdictions requiring vehicle owners to compensate third parties for injury or property damage.
    In many countries, carrying third-party insurance is compulsory for all motorists.

Forms

  • third-party insurance

Commentary

Often mandatory by law for vehicles, third-party insurance specifically covers liability to others, not the insured’s own losses.

This glossary is for general informational and educational purposes only. Definitions are jurisdiction-agnostic but reflect terminology and concepts primarily drawn from English and American legal traditions. Nothing herein constitutes legal advice or creates a lawyer-client relationship. Users should consult qualified counsel for advice on specific matters or jurisdictions.

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Amicus Docs | Third-Party Insurance Definition