Residential Mortgage Loan

/ˌrɛzɪˈdɛnʃəl ˈmɔːrɡɪdʒ loʊn/

Definitions

  1. (n.) A loan secured by a mortgage on residential real property, typically used to finance the purchase or refinancing of a home.
    The borrower applied for a residential mortgage loan to buy a single-family house.

Forms

  • residential mortgage loan
  • residential mortgage loans

Commentary

In legal drafting, clarify the type of property and borrower obligations when defining residential mortgage loans to distinguish from commercial mortgage loans.

This glossary is for general informational and educational purposes only. Definitions are jurisdiction-agnostic but reflect terminology and concepts primarily drawn from English and American legal traditions. Nothing herein constitutes legal advice or creates a lawyer-client relationship. Users should consult qualified counsel for advice on specific matters or jurisdictions.

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Amicus Docs | Residential Mortgage Loan Definition