Home Equity Loan

/ˈhoʊm ˈɛkwɪti loʊn/

Definitions

  1. (n.) A loan secured by the borrower's home equity, allowing borrowing against the difference between the home's market value and outstanding mortgage.
    She took out a home equity loan to finance her home renovation.

Forms

  • home equity loan
  • home equity loans

Commentary

Home equity loans differ from home equity lines of credit by providing a fixed lump sum rather than a revolving credit.

This glossary is for general informational and educational purposes only. Definitions are jurisdiction-agnostic but reflect terminology and concepts primarily drawn from English and American legal traditions. Nothing herein constitutes legal advice or creates a lawyer-client relationship. Users should consult qualified counsel for advice on specific matters or jurisdictions.

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Amicus Docs | Home Equity Loan Definition