Secured Loan

/ˈsɪkjʊərd loʊn/

Definitions

  1. (n.) A loan backed by collateral to reduce the lender's risk of loss.
    The borrower obtained a secured loan by pledging her car as collateral.

Forms

  • secured loans

Commentary

Secured loans are distinguished by the presence of collateral; precise drafting should identify the collateral and the terms of enforcement clearly.

This glossary is for general informational and educational purposes only. Definitions are jurisdiction-agnostic but reflect terminology and concepts primarily drawn from English and American legal traditions. Nothing herein constitutes legal advice or creates a lawyer-client relationship. Users should consult qualified counsel for advice on specific matters or jurisdictions.

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