Personal Loan

/ˈpɜːrsənəl loʊn/

Definitions

  1. (n.) A sum of money lent by a financial institution to an individual for personal use, typically unsecured and repayable in installments.
    She obtained a personal loan to consolidate her credit card debts.

Forms

  • personal loan
  • personal loans

Commentary

Personal loans are commonly unsecured, making creditworthiness a critical aspect of approval and terms.

This glossary is for general informational and educational purposes only. Definitions are jurisdiction-agnostic but reflect terminology and concepts primarily drawn from English and American legal traditions. Nothing herein constitutes legal advice or creates a lawyer-client relationship. Users should consult qualified counsel for advice on specific matters or jurisdictions.

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