Interest Rate Regulation
/ˈɪntrəst reɪt ˌrɛɡjəˈleɪʃən/
Definitions
- (n.) The body of laws and regulations governing the maximum or minimum interest rates that financial institutions may charge or pay on loans and deposits.
The government implemented strict interest rate regulation to protect consumers from usurious lending practices.
Forms
- interest rate regulation
- interest rate regulations
Related terms
See also
Commentary
Interest rate regulation is critical in preventing exploitative lending and ensuring market stability; drafters should clarify scope including ceilings, floors, and exceptions.
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