Prime Rate

/ˈpraɪm reɪt/

Definitions

  1. (n.) The interest rate that commercial banks charge their most creditworthy customers, often used as a benchmark for other loans.
    The loan's interest rate is tied to the prime rate determined by major banks.

Forms

  • prime rate
  • prime rates

Commentary

In legal and financial drafting, specify whether the prime rate referred to is a particular bank's rate or an industry average to avoid ambiguity.

This glossary is for general informational and educational purposes only. Definitions are jurisdiction-agnostic but reflect terminology and concepts primarily drawn from English and American legal traditions. Nothing herein constitutes legal advice or creates a lawyer-client relationship. Users should consult qualified counsel for advice on specific matters or jurisdictions.

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