Interbank Offered Rate

/ˌɪntərˌbæŋk əˈfɜrdɪd reɪt/

Definitions

  1. (n.) A reference interest rate at which major banks lend unsecured funds to each other in the interbank market, often used as a benchmark in loan and derivative contracts.
    The loan's interest was tied to the interbank offered rate to reflect market fluctuations.

Forms

  • interbank offered rate

Commentary

Typically capitalized in contracts; clarity in definition is essential due to its widespread use as a financial benchmark influencing legal obligations in loan and derivative agreements.

This glossary is for general informational and educational purposes only. Definitions are jurisdiction-agnostic but reflect terminology and concepts primarily drawn from English and American legal traditions. Nothing herein constitutes legal advice or creates a lawyer-client relationship. Users should consult qualified counsel for advice on specific matters or jurisdictions.

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