Floating Rate

/ˈfloʊtɪŋ reɪt/

Definitions

  1. (n.) An interest rate on a loan or security that fluctuates periodically based on a benchmark rate.
    The loan's floating rate adjusts quarterly according to the LIBOR index.

Forms

  • floating rate
  • floating rates

Commentary

In legal drafting, specify the benchmark and adjustment frequency to avoid ambiguity in floating rate agreements.

This glossary is for general informational and educational purposes only. Definitions are jurisdiction-agnostic but reflect terminology and concepts primarily drawn from English and American legal traditions. Nothing herein constitutes legal advice or creates a lawyer-client relationship. Users should consult qualified counsel for advice on specific matters or jurisdictions.

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