Adjustable Rate

/ˈædʒʌstəbl reɪt/

Definitions

  1. (adj.) A variable interest rate that changes periodically based on a benchmark or index.
    The borrower chose an adjustable rate mortgage to take advantage of potential interest drops.

Forms

  • adjustable rate

Commentary

Often used in lending agreements, clarity in the adjustment formula and timing is critical to avoid disputes.

This glossary is for general informational and educational purposes only. Definitions are jurisdiction-agnostic but reflect terminology and concepts primarily drawn from English and American legal traditions. Nothing herein constitutes legal advice or creates a lawyer-client relationship. Users should consult qualified counsel for advice on specific matters or jurisdictions.

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