Factoring

/ˈfæk.tər.ɪŋ/

Definitions

  1. (n.) The financial transaction where a business sells its accounts receivable to a third party (factor) at a discount for immediate cash.
    The company improved its cash flow by engaging in factoring with a specialized finance firm.

Forms

  • factoring

Commentary

Factoring is a commercial finance mechanism distinct from loans; drafting should clarify the transfer of receivables and risk allocation.

This glossary is for general informational and educational purposes only. Definitions are jurisdiction-agnostic but reflect terminology and concepts primarily drawn from English and American legal traditions. Nothing herein constitutes legal advice or creates a lawyer-client relationship. Users should consult qualified counsel for advice on specific matters or jurisdictions.

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Amicus Docs | Factoring Definition