Cash Value Insurance

/ˈkæʃ ˈvælju ˌɪnʃʊərəns/

Definitions

  1. (n.) A type of life insurance policy that includes an investment component, allowing the policyholder to accumulate a cash surrender value over time.
    He purchased cash value insurance to provide both life coverage and a savings element.

Forms

  • cash value insurance

Commentary

Cash value insurance distinguishes from term life by combining protection with an investment feature; drafters should clarify the treatment of the accumulated value in contracts.

This glossary is for general informational and educational purposes only. Definitions are jurisdiction-agnostic but reflect terminology and concepts primarily drawn from English and American legal traditions. Nothing herein constitutes legal advice or creates a lawyer-client relationship. Users should consult qualified counsel for advice on specific matters or jurisdictions.

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