Term Life Insurance

/ˈtɜrm laɪf ɪnˈʃʊərəns/

Definitions

  1. (n.) A life insurance policy providing coverage at a fixed rate of payments for a limited period, paying a benefit only if the insured dies during the term.
    She purchased term life insurance to cover financial obligations in case of premature death.

Forms

  • term life insurance

Commentary

Term life insurance is distinct from whole life insurance in that it does not accumulate cash value and only provides death benefit within the specified term.

This glossary is for general informational and educational purposes only. Definitions are jurisdiction-agnostic but reflect terminology and concepts primarily drawn from English and American legal traditions. Nothing herein constitutes legal advice or creates a lawyer-client relationship. Users should consult qualified counsel for advice on specific matters or jurisdictions.

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