Surrender Charge

/ˈsɜːrəndər ʧɑːrdʒ/

Definitions

  1. (n.) A fee imposed on an insurance policyholder for withdrawing or terminating the policy before a specified date.
    The policyholder incurred a surrender charge when cashing out the life insurance policy early.

Forms

  • surrender charge

Commentary

Typically applies to life insurance and annuity contracts; understanding the timing and amount of the charge is crucial for policyholders considering early termination.

This glossary is for general informational and educational purposes only. Definitions are jurisdiction-agnostic but reflect terminology and concepts primarily drawn from English and American legal traditions. Nothing herein constitutes legal advice or creates a lawyer-client relationship. Users should consult qualified counsel for advice on specific matters or jurisdictions.

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Amicus Docs | Surrender Charge Definition