Roth 401

/ˈrɒθ ˈfɔːr.oʊ ˈwʌn/

Definitions

  1. (n.) A type of retirement savings account within a 401(k) plan allowing after-tax contributions with tax-free qualified withdrawals.
    She contributed her bonuses to a Roth 401 to benefit from tax-free growth.

Forms

  • roth 401

Commentary

Often confused with Roth IRA, Roth 401 allows higher contribution limits and is employer-sponsored, important to distinguish in legal and tax contexts.

This glossary is for general informational and educational purposes only. Definitions are jurisdiction-agnostic but reflect terminology and concepts primarily drawn from English and American legal traditions. Nothing herein constitutes legal advice or creates a lawyer-client relationship. Users should consult qualified counsel for advice on specific matters or jurisdictions.

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