Risk-Based Capital Requirements

/ˈrɪsk beɪst ˈkæpɪtl rɪˈkwaɪərmənts/

Definitions

  1. (n.) Regulatory standards requiring financial institutions to hold a minimum amount of capital proportional to the riskiness of their assets.
    Banks must maintain risk-based capital requirements to protect against potential losses.

Forms

  • risk-based capital requirements
  • risk-based capital requirement

Commentary

Typically used in banking and insurance regulation to ensure solvency; often calibrated under international frameworks like the Basel accords.

This glossary is for general informational and educational purposes only. Definitions are jurisdiction-agnostic but reflect terminology and concepts primarily drawn from English and American legal traditions. Nothing herein constitutes legal advice or creates a lawyer-client relationship. Users should consult qualified counsel for advice on specific matters or jurisdictions.

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