Rate of Interest

/ˈreɪt əv ˈɪntrɪst/

Definitions

  1. (n.) The percentage at which interest is calculated on a principal sum in a loan, investment, or financial obligation as stipulated by law or contract.
    The contract specifies a rate of interest of 5% per annum on the outstanding loan balance.

Forms

  • rate of interest

Commentary

The rate of interest is a fundamental concept in financial contracts and litigation, often capped or regulated by usury laws; precision in stating the rate is crucial to avoid disputes.

This glossary is for general informational and educational purposes only. Definitions are jurisdiction-agnostic but reflect terminology and concepts primarily drawn from English and American legal traditions. Nothing herein constitutes legal advice or creates a lawyer-client relationship. Users should consult qualified counsel for advice on specific matters or jurisdictions.

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