Primary Mortgage

/ˈpraɪˌmɛri ˈmɔːrɡɪdʒ/

Definitions

  1. (n.) The first mortgage loan secured by real property, holding priority over any subsequent liens.
    The buyer secured a primary mortgage to purchase the house.

Forms

  • primary mortgage
  • primary mortgages

Commentary

Primary mortgages take precedence in payment and foreclosure over secondary or junior liens, a critical consideration for lenders and borrowers.

This glossary is for general informational and educational purposes only. Definitions are jurisdiction-agnostic but reflect terminology and concepts primarily drawn from English and American legal traditions. Nothing herein constitutes legal advice or creates a lawyer-client relationship. Users should consult qualified counsel for advice on specific matters or jurisdictions.

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