Perfected Security Interest

/ˈpɜːrfɪktɪd sɪˈkjʊərəti ˈɪntrɪst/

Definitions

  1. (n.) A security interest in collateral that is enforceable against third parties by compliance with statutory requirements, such as filing a financing statement or possession of the collateral.
    The lender held a perfected security interest in the borrower's inventory, ensuring priority over other creditors.

Forms

  • perfected security interests

Commentary

Perfecting a security interest is crucial to establish priority against other creditors; drafters should specify the method of perfection to avoid disputes.

This glossary is for general informational and educational purposes only. Definitions are jurisdiction-agnostic but reflect terminology and concepts primarily drawn from English and American legal traditions. Nothing herein constitutes legal advice or creates a lawyer-client relationship. Users should consult qualified counsel for advice on specific matters or jurisdictions.

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