Mortgagee

/ˈmɔːrɡɪdʒi/

Definitions

  1. (n.) A person or entity (such as a bank) to whom a mortgage loan is owed, holding a security interest in the mortgaged property.
    The mortgagee has the right to foreclose if the mortgagor defaults on the loan.

Forms

  • mortgagees

Commentary

The mortgagee is typically the lender holding the lien; precision is important to distinguish from the mortgagor (borrower).

This glossary is for general informational and educational purposes only. Definitions are jurisdiction-agnostic but reflect terminology and concepts primarily drawn from English and American legal traditions. Nothing herein constitutes legal advice or creates a lawyer-client relationship. Users should consult qualified counsel for advice on specific matters or jurisdictions.

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