Mortgage Note

/ˈmɔːrɡɪdʒ noʊt/

Definitions

  1. (n.) A legal document evidencing a borrower's promise to pay a specified sum secured by a mortgage on real property.
    The borrower signed the mortgage note at closing, agreeing to the loan terms.

Forms

  • mortgage note
  • mortgage notes

Commentary

A mortgage note specifically evidences the debt and the borrower's obligation to repay; it is distinct from the mortgage or deed of trust, which creates the security interest.

This glossary is for general informational and educational purposes only. Definitions are jurisdiction-agnostic but reflect terminology and concepts primarily drawn from English and American legal traditions. Nothing herein constitutes legal advice or creates a lawyer-client relationship. Users should consult qualified counsel for advice on specific matters or jurisdictions.

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