Lender of Last Resort

/ˈlɛndər ʌv læst rɪˈzɔrt/

Definitions

  1. (n.) An institution, typically a central bank, that provides emergency liquidity to financial institutions facing insolvency or illiquidity to prevent systemic collapse.
    The central bank acted as a lender of last resort to stabilize the failing banks during the financial crisis.

Forms

  • lender of last resort
  • lender of last resorts

Commentary

This term is chiefly used in financial and banking law to describe a critical function of central banks during crises; legal texts may specify conditions and scope for such lending.

This glossary is for general informational and educational purposes only. Definitions are jurisdiction-agnostic but reflect terminology and concepts primarily drawn from English and American legal traditions. Nothing herein constitutes legal advice or creates a lawyer-client relationship. Users should consult qualified counsel for advice on specific matters or jurisdictions.

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