Insurance Assessment

/ɪnˈʃʊərəns əˈsɛsmənt/

Definitions

  1. (n.) The process of evaluating an insurance claim to determine the amount payable under a policy.
    The insurance assessment concluded that the damages were covered under the homeowner's policy.
  2. (n.) An expert appraisal or evaluation of risk or damage by an insurer or appointed assessor.
    The company requested an insurance assessment before settling the claim.

Forms

  • insurance assessment
  • insurance assessments

Commentary

The term usually refers to either the procedural evaluation in claims handling or the expert valuation of insured losses; clarity in drafting distinguishes between these uses.

This glossary is for general informational and educational purposes only. Definitions are jurisdiction-agnostic but reflect terminology and concepts primarily drawn from English and American legal traditions. Nothing herein constitutes legal advice or creates a lawyer-client relationship. Users should consult qualified counsel for advice on specific matters or jurisdictions.

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