Health Insurance Policy

/ˈhɛlθ ɪnˈʃʊərəns ˈpɑləsi/

Definitions

  1. (n.) A legally binding contract between an insurer and an individual or entity providing coverage for medical expenses under specified terms and conditions.
    She purchased a health insurance policy to cover her medical bills in case of illness.
  2. (n.) A document outlining the terms, coverage limits, exclusions, and obligations of health insurance provided by an insurer.
    The health insurance policy detailed the covered treatments and claim procedures.

Forms

  • health insurance policy
  • health insurance policies

Commentary

Health insurance policies must clearly define coverage scopes, exclusions, and claim procedures to avoid disputes; precise drafting ensures enforceability and regulatory compliance.

This glossary is for general informational and educational purposes only. Definitions are jurisdiction-agnostic but reflect terminology and concepts primarily drawn from English and American legal traditions. Nothing herein constitutes legal advice or creates a lawyer-client relationship. Users should consult qualified counsel for advice on specific matters or jurisdictions.

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