Floating Charge

/ˈfloʊtɪŋ ˈʧɑrdʒ/

Definitions

  1. (n.) A security interest over a fund of changing assets of a company which 'floats' until crystallization, when it becomes fixed.
    The lender took a floating charge over the company’s inventory and receivables.

Forms

  • floating charge

Commentary

A floating charge is often used in corporate finance to secure general assets that fluctuate in the ordinary course of business until an event causes it to crystallize into a fixed charge.

This glossary is for general informational and educational purposes only. Definitions are jurisdiction-agnostic but reflect terminology and concepts primarily drawn from English and American legal traditions. Nothing herein constitutes legal advice or creates a lawyer-client relationship. Users should consult qualified counsel for advice on specific matters or jurisdictions.

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