Financial Covenant

/ˈfaɪnænʃəl ˈkʌvənənt/

Definitions

  1. (n.) A clause in a debt agreement requiring the borrower to meet specified financial metrics or restrictions to protect the lender’s interests.
    The loan agreement included a financial covenant requiring the borrower to maintain a minimum debt service coverage ratio.

Forms

  • financial covenant
  • financial covenants

Commentary

Financial covenants are typically negotiated terms defining quantitative financial thresholds; drafters should ensure clear, measurable criteria to avoid ambiguity and disputes.

This glossary is for general informational and educational purposes only. Definitions are jurisdiction-agnostic but reflect terminology and concepts primarily drawn from English and American legal traditions. Nothing herein constitutes legal advice or creates a lawyer-client relationship. Users should consult qualified counsel for advice on specific matters or jurisdictions.

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Amicus Docs | Financial Covenant Definition