Electronic Money

/ɪˌlɛkˈtrɒnɪk ˈmʌni/

Definitions

  1. (n.) A digital representation of monetary value stored electronically, used for making payments and transferring funds without physical cash.
    Regulations require issuers of electronic money to safeguard customer funds.
  2. (n.) A legally recognized method of payment issued on receipt of funds and accepted by third parties as a means of payment.
    The electronic money issued by the company is regulated under financial law to ensure consumer protection.

Forms

  • electronic money
  • electronic monies

Commentary

Distinct from virtual currency, electronic money represents a claim on the issuer and is typically regulated similarly to prepaid payment instruments.

This glossary is for general informational and educational purposes only. Definitions are jurisdiction-agnostic but reflect terminology and concepts primarily drawn from English and American legal traditions. Nothing herein constitutes legal advice or creates a lawyer-client relationship. Users should consult qualified counsel for advice on specific matters or jurisdictions.

Draft confidently with Amicus

Create, negotiate, and sign agreements in one secure workspace—invite collaborators, track revisions, and keep audit-ready records automatically.

Open the Amicus app
Amicus Docs | Electronic Money Definition