Credit Card Hold

/ˈkrɛdɪt kɑrd hoʊld/

Definitions

  1. (n.) A temporary authorization on a credit card account that reserves a specified amount of funds for a pending transaction without immediately charging the cardholder.
    The hotel placed a credit card hold to cover potential incidental expenses during the guest’s stay.

Forms

  • credit card hold
  • credit card holds

Commentary

Credit card holds differ from completed charges by temporarily restricting funds rather than debiting them, important in contracts involving future payment obligations or conditional services.

This glossary is for general informational and educational purposes only. Definitions are jurisdiction-agnostic but reflect terminology and concepts primarily drawn from English and American legal traditions. Nothing herein constitutes legal advice or creates a lawyer-client relationship. Users should consult qualified counsel for advice on specific matters or jurisdictions.

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