Covered Peril
/ˈkʌvərd ˈpɛrəl/
Definitions
- (n.) A risk or cause of loss expressly included and indemnified in an insurance policy.
Damage from fire is a covered peril under most standard homeowners insurance policies.
Forms
- covered peril
- covered perils
Related terms
See also
Commentary
The term is commonly used in insurance law to differentiate risks that trigger insurer liability from excluded risks; clarity in policy language is crucial for avoiding disputes over coverage.
This glossary is for general informational and educational purposes only. Definitions are jurisdiction-agnostic but reflect terminology and concepts primarily drawn from English and American legal traditions. Nothing herein constitutes legal advice or creates a lawyer-client relationship. Users should consult qualified counsel for advice on specific matters or jurisdictions.