Consumer Report
/ˈkɒnsjuːmər rɪˈpɔːrt/
Definitions
- (n.) A written, verbal, or electronic statement that provides information about an individual’s creditworthiness, character, general reputation, personal characteristics, or mode of living, used by a consumer reporting agency under laws like the Fair Credit Reporting Act.
The consumer report revealed a history of timely credit payments.
Forms
- consumer report
- consumer reports
Related terms
See also
Commentary
When drafting, specify that a consumer report must comply with statutory requirements to ensure accuracy and permissible use.
This glossary is for general informational and educational purposes only. Definitions are jurisdiction-agnostic but reflect terminology and concepts primarily drawn from English and American legal traditions. Nothing herein constitutes legal advice or creates a lawyer-client relationship. Users should consult qualified counsel for advice on specific matters or jurisdictions.