Certificate of Deposit

/ˈsɜːrtɪfɪkət ʌv dɪˈpɒzɪt/

Definitions

  1. (n.) A negotiable financial instrument issued by a bank acknowledging receipt of a deposit for a fixed term and interest rate.
    She invested in a certificate of deposit to earn interest over six months.

Forms

  • certificates of deposit

Commentary

Certificate of deposit usage is common in banking law; clear term and interest provisions help avoid disputes.

This glossary is for general informational and educational purposes only. Definitions are jurisdiction-agnostic but reflect terminology and concepts primarily drawn from English and American legal traditions. Nothing herein constitutes legal advice or creates a lawyer-client relationship. Users should consult qualified counsel for advice on specific matters or jurisdictions.

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