Business Credit

/ˈbɪznəs ˈkrɛdɪt/

Definitions

  1. (n.) The ability of a business entity to obtain financing or credit from lenders or suppliers based on creditworthiness rather than cash payment.
    The company improved its business credit by timely repayment of loans.
  2. (n.) A record of a business's credit history used by creditors to evaluate financial risk.
    Lenders reviewed the business credit report before approving the loan.

Forms

  • business credit

Commentary

Business credit is distinct from personal credit and often requires separate assessment; contracts and agreements should specify whether business or personal credit is affected.

This glossary is for general informational and educational purposes only. Definitions are jurisdiction-agnostic but reflect terminology and concepts primarily drawn from English and American legal traditions. Nothing herein constitutes legal advice or creates a lawyer-client relationship. Users should consult qualified counsel for advice on specific matters or jurisdictions.

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